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Financial Planning

Financial Planning and Investment Services

One of the biggest misconceptions about securing your financial future is that you have to be a financial genius. Another is that investing requires you to be a multi-millionaire. In actuality, securing your financial future requires a seasoned and successful advisor who understands both the market and your needs is what it takes.

The PG&L financial advisors will guide you through the process of portfolio construction and offer strategies to successfully invest in your future.

There are several principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid the ups and downs of an ever changing market.

At PG&S we believe in active investment management that considers your financial goals and tolerance for risk. Our investment strategies are built on the following key fundamentals:

  • Risk Management
  • Portfolio Diversification
  • Tax Efficiency
  • Review and Rebalancing

The PG&S Personalized Portfolio Construction Process

The PG&L advisors believe that a diversified, actively managed portfolio will serve you well during all types of market volatility. By utilizing a risk profile and understanding your goals, comfort with risk and life stage, we can build an investment strategy customized for you.

Risk / Return Trade-Off Of Asset ClassesFive major investment decisions are made in the portfolio construction process:

  • Asset Allocation: Choosing asset-class weights: equities, fixed income and cash.
  • Sub-Asset Allocation: Choosing investments within an asset class, such as U.S. or international equities; or large-, mid-, or small-capitalization equities.
  • Active and/or Passive Allocations: Choosing indexed and/or actively managed assets.
  • Asset Location: Deciding on the placement of investments in taxable and/or tax-advantaged accounts.
  • Manager Selection: Choosing individual managers, funds, or securities to fill allocations.

Our portfolios are diversified to meet your needs and goals. We give careful consideration to asset location in order to maximize overall tax efficiency. Once constructed we don’t stop there, we have on-going monitoring and review of your portfolio to reflect any changes in your life or the market.

The financial advisors of PG&S would like to meet with you and discuss the creation of a personalized investment portfolio. Contact us to set up a complementary discovery meeting today.

PG&S Accountants and Advisors
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Contact Us

9700 Pacific Ave, Suite 102,
Wildwood Crest, NJ
Phone: (609) 729-0215

21031 Catawba Ave, Suite 104
Cornelius, NC
Phone: (704) 765-5188

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