CORNELIUS, NC:  (704) 765-5188
CAPE MAY COUNTY, NJ:  (609) 729-0215 Newsletter Sign Up >
 
Client Login >
Financial Planning

Financial Planning and Investment Services

One of the biggest misconceptions about securing your financial future is that you have to be a financial genius. Another is that investing requires you to be a multi-millionaire. In actuality, securing your financial future requires a seasoned and successful advisor who understands both the market and your needs is what it takes.

The PG&L financial advisors will guide you through the process of portfolio construction and offer strategies to successfully invest in your future.

There are several principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid the ups and downs of an ever changing market.

At PG&S we believe in active investment management that considers your financial goals and tolerance for risk. Our investment strategies are built on the following key fundamentals:

  • Risk Management
  • Portfolio Diversification
  • Tax Efficiency
  • Review and Rebalancing

The PG&S Personalized Portfolio Construction Process

The PG&L advisors believe that a diversified, actively managed portfolio will serve you well during all types of market volatility. By utilizing a risk profile and understanding your goals, comfort with risk and life stage, we can build an investment strategy customized for you.

Risk / Return Trade-Off Of Asset ClassesFive major investment decisions are made in the portfolio construction process:

  • Asset Allocation: Choosing asset-class weights: equities, fixed income and cash.
  • Sub-Asset Allocation: Choosing investments within an asset class, such as U.S. or international equities; or large-, mid-, or small-capitalization equities.
  • Active and/or Passive Allocations: Choosing indexed and/or actively managed assets.
  • Asset Location: Deciding on the placement of investments in taxable and/or tax-advantaged accounts.
  • Manager Selection: Choosing individual managers, funds, or securities to fill allocations.

Our portfolios are diversified to meet your needs and goals. We give careful consideration to asset location in order to maximize overall tax efficiency. Once constructed we don’t stop there, we have on-going monitoring and review of your portfolio to reflect any changes in your life or the market.

The financial advisors of PG&S would like to meet with you and discuss the creation of a personalized investment portfolio. Contact us to set up a complementary discovery meeting today.

PG&S Accountants and Advisors
{We’ve Got This}

Quick Links

- IRS Forms
- New Jersey Taxation Forms
- Social Security Forms
- Where Is My Federal Refund
- Where Is My NJ Tax Refund
- Financial Documents Timeline
- Mortgage Calculator

Contact Us

9700 Pacific Ave, Suite 102,
Wildwood Crest, NJ
Phone: (609) 729-0215


21031 Catawba Ave, Suite 104
Cornelius, NC
Phone: (704) 765-5188

© PGS Accountants & Advisors - All Rights Reserved. Locations In Cape May County & Mecklenburg County. Designed by: Square 1 Design | Cape May | Site Map

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by, to provide information on a topic that may be of interest., is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Walter Shoczolek is a registered representative with the following registrations 6, 7, 63, 65 and can transact business with clients in NJ, PA, DE, FL. Walter Shoczolek is also an insurance agent licensed in FL, PA, and NJ. Greg Guyon is a registered representative with the following registrations 6, 63, and can transact business with clients in NJ. Guyon is also an insurance agent licensed in NJ. Jeffrey Kronemeyer is a registered representative with the following registrations 6, 63, and can transact business with clients in NJ, NC. Kronemeyer is also an insurance agent licensed in NJ, NC. Walter Shoczolek III is a registered representative with the following registrations 6, 63, 65 and can transact business with clients in NC, NJ, PA, DE, and FL Walter Shoczolek III is also an insurance agent licensed in NC, FL, PA, and NJ. If you are not a resident of the states noted above for each registered representative and insurance agent, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services over the internet.

Securities offered through HD Vest Investment ServicesSM, Member SIPC, Advisory Services offered through HD Vest Advisory ServicesSM, 6333 North State Highway 161, 4th Floor, Irving, Texas 75038, 972-870-6000.

Content may have been created by a Third Party and was not written or created by a HD Vest affiliated advisor and does not represent the views and opinions of H.D. Vest Financial Services® or its subsidiaries. This site may contain links to articles or other information that may be contained on a third-party website. HD Vest is not responsible for and does not control, adopt, or endorse any content contained on any third party website.

The HD Vest affiliated companies exclusively provide financial products and services, and do not provide or supervise tax or accounting services. Advisors may provide tax, accounting or other services through their independent outside businesses, but these services are separate and apart from HD Vest.

Investments & Insurance Products: Are not insured by the FDIC or any federal government agency Are not deposits of or guaranteed by the bank or any bank affiliate May lose Value.